Refinance or Renew Investment Property Mortgage?

You bought an investment property 5 years ago and it's time to renew the mortgage, how do you know if you should refinance or renew the mortgage? 

4 Risks of Short Term Rentals

Short term rentals, such as Airbnb, have become popular. There are 4 main risks associated with short term rentals you need to be aware of.

Firm vs Conditional Offers

You found your dream home, should you go firm (no conditions) or put in a conditional offer? 

Are Condos a Good Investment?

There are 2 factors to consider when evaluating investment condos: 1) Price per square foot relative to the area - Some projects sell above market value with the hope of the market...

Why it is a Good Time to be a Real Estate Investor in Toronto.

1) Higher Mortgage Rates - Fixed mortgage rates have increased making it more difficult for buyers to qualify...

3 Things You Need to Know About Toronto’s Real Estate Market

The new mortgage rules & double digit appreciation have not slowed down demand. Here are 3 things you need to know

The New Mortgage Rules - Effective Oct. 17, 2016

Effective October 17, 2016, there are three major changes that will impact your mortgage whether you are buying, renewing or refinancing. 

3 Steps to Winning a Bidding War

"Bully" or "Pre-emptive" offers, where buyers do not wait for the offer presentation date, are common in Toronto's hot real estate market.

3 Reasons Why Mortgage Rates Increased

1. NEW MORTGAGE RULES Effective November 30, 2016 mortgage bulk insurance is eliminated...

Would You Buy an Investment Property on a Busy Street?

Here are five things to consider when evaluating investment property potential: 1) Traffic Impact: Does noise or pollution impact the property value or rentability? 

Should You Sell Your Home or Renovate?

3 factors to consider: 1. How much equity do you have in your home after selling and buying costs? There are a number of fees to consider such as Real Estate Agent fees, legal fees...

Is it Time To Lock in Your Variable Mortgage? With the recent increase in fixed mortgage rates, is it time to convert a variable mortgage to a fixed mortgage? The main drive for the prime rate is inflation and with the current core inflation below 2%...